OneBank

Savings & deposits

Make your money work as hard as you do.

Set goals, automate your saving and lock in market-leading fixed deposit rates β€” all from your One Bank app.

Fixed deposit rates

30 days

5.0%

per annum

90 days

6.5%

per annum

180 days

8.0%

per annum

365 days

10.0%

per annum

Japan trip 🎌$2,507 / $6,000

Savings goals

Create as many goals as you like, each with its own target and progress tracker.

Auto-save

Move a fixed amount every week or month automatically.

Monthly interest

Earn 4.5% p.a. on savings goals, paid monthly.

Fixed deposits

Lock funds for 30–365 days and earn up to 10% p.a.

Paid at maturity

Principal and interest return to your account automatically.

Flexible access

Need it early? Break a deposit with a small, clearly-stated penalty.

Questions, answered

What is the minimum fixed deposit?+

$100 or the equivalent in your account currency.

What happens if I break a deposit early?+

You receive your full principal plus interest earned so far, minus a penalty of 1% of the principal (never more than the interest earned).

Banking that feels like a private client service.

Open your One Bank account in under five minutes. No paperwork, no monthly fees.