Private‑grade banking, for everyone.
Hold dollars, euros and pounds in one account. Send money instantly, spend with virtual cards, and grow your wealth — protected by bank-grade security at every step.
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Card holder
ALEX MORGAN
Expires
11/29
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Card holder
ALEX MORGAN
Expires
11/29
Total balance
$48,215.40
3
currencies in one account
< 1s
transfers between members
10%
p.a. on fixed deposits
24/7
in-app support
Everything in one place
A complete bank in your pocket.
From everyday spending to long-term saving, One Bank brings every financial tool together with the polish of a private bank.
Multi-currency accounts
Open USD, EUR and GBP accounts in seconds and convert between them at transparent rates.
Instant transfers
Pay anyone at One Bank instantly with their account number or @tag. Domestic and international transfers too.
Virtual cards
Create cards in seconds, set spend limits, freeze them instantly and reveal details only with your PIN.
Bills & airtime
Pay electricity, TV, internet, water, airtime and data — with instant receipts and tokens.
Savings that work
Goals with auto-save, monthly interest and fixed deposits up to 10% p.a.
Fair, fast loans
Transparent rates and clear repayment schedules — no hidden fees, decisions in hours.
How it works
Open an account in three steps.
- 1
Sign up in minutes
Tell us a little about yourself and verify your email. Your first account is ready instantly.
- 2
Secure your account
Set a transaction PIN, turn on two-factor authentication and verify your identity for higher limits.
- 3
Bank without borders
Add money, open new currency accounts, get a virtual card and start sending money worldwide.
Live exchange rates
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US Dollar → Euro
Security first
Your money, guarded like a vault.
We combine modern security engineering with the discipline of private banking. Every login, device and payment is protected.
How we protect youTwo-factor authentication
Authenticator apps and backup codes.
Device management
See every signed-in device and remove it remotely.
Transaction PIN
Every payment is confirmed with your private PIN.
Real-time alerts
Instant notifications for every sign-in and payment.
Loved by members
Banking people actually recommend.
“
Paying my team in Lagos and London from one account used to take days. Now it takes seconds.
Ngozi A.
Founder, Lagos
“
The fixed deposit rates are excellent and the app feels genuinely premium. I moved my savings over in a week.
James W.
Architect, London
“
Virtual cards with spending limits changed how I manage subscriptions. Freezing a card takes one tap.
Maria G.
Designer, New York
Bank on the go
One Bank, wherever you are.
Our responsive web app works beautifully on any phone, tablet or desktop. Native apps for iOS and Android are coming soon.
Good morning, Alex
$12,480.22