Product
Multi-currency accounts, explained
Daniel Reyes · 8 October 2026 · 5 min read
Whether you freelance for overseas clients, support family abroad or travel often, converting money every time it moves gets expensive. Multi-currency accounts fix that.
One login, three accounts
With One Bank you can open USD, EUR and GBP accounts, each with its own account number. Receive money in the currency it was sent in and keep it there until you need it.
Convert when it suits you
Exchange between your own accounts at live rates. We show you the mid-market rate, our spread and exactly what you will receive — and lock the quote for 30 seconds.
Pay like a local
Use the matching currency account to pay bills, fund cards or send transfers without conversion fees eating into every payment.